Indicele ROBOR la 3 luni a urcat la 2,05% pe an

Indicele ROBOR la 3 luni, în funcţie de care se calculează costul creditelor de consum în lei cu dobândă variabilă, a urcat luni la 2,05% pe an, de la 2,04% pe an cât a fost vineri, conform informaţiilor publicate de Banca Naţională a României (BNR).

Conform Agepres, la debutul anului 2019, indicele ROBOR la 3 luni era 2,99% pe an, iar la începutul acestui an se situa la 3,19%. Pe data de 20 decembrie a anului trecut se situa la 3,22%.

Indicele la 6 luni, utilizat în calculul dobânzilor la creditele ipotecare în lei cu dobândă variabilă, a urcat la 2,10%, de la 2,09%, cât era vineri, iar ROBOR la 12 luni a stagnat la 2,14% pe an.

Indicele de referinţă pentru creditele consumatorilor (IRCC), reglementat de OUG 19/2019, este de 2,17% pe an, acesta fiind calculat ca medie aritmetică a ratelor de dobândă zilnice ale tranzacţiilor interbancare din trimestrul II 2020, în scădere faţă de cel publicat în urmă cu trei luni, de 2,41%.

În luna mai 2019, a intrat în vigoare OUG 19/2019 care modifică modul în care este calculată rata pentru creditele în lei cu dobânda variabilă. Astfel, Ordonanţa 19 a stabilit indicele de referinţă pentru creditele consumatorilor (IRCC), calculat trimestrial exclusiv pe baza tranzacţiilor interbancare.

Sursa: Realitatea Financiara

Articolul precedentPrețul petrolului continuă să scadă
Articolul următorUnde au ales românii să își petreacă Sărbătorile de iarnă în acest an

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