Românii, speriați că nu-și mai pot plăti datoriile la bănci


Românii sunt disperați că nu își mai pot plăti creditele după amânarea plății ratelor bancare! Aceștia se plâng că situația lor nu s-a îmbunătățit și speră să obțină o nouă amânare, prin negocieri cu băncile. Alții chiar cer întreruperea procesului de amânare.


Specialiștii recomandă băncilor să fie pregătite pentru astfel de situații, în care clienții să nu-și mai poată respecta obligațiile de plată. Băncile spun că au primit numeroase cereri de la consumatori prin care aceștia solicită fie prelungirea perioadei de amânare a plății, mai mult de 9 luni, cât este prevăzut termenul maxim în momentul de față, fie întreruperea procesului de amânare, pentru că întrevăd înrăutățirea situației lor financiare în urma acestei amânări.

Însă sunt și români care nu au fost afectați de pandemie, iar ei vor solicita noi credite. Totuși, dacă vă aflați în situația de a nu vă putea plăti ratele, puteți trimite o solicitare direct către bancă, pentru a prelungi termenul de amânare. De asemenea, puteți discuta cu un conciliator, care să negocieze cu băncile în dumenele dumneavoastră. 

Facilitatea amânării ratelor a venit ca un colac de salvare pentru românii care nu-și puteau plăti ratele. Măsura a fost adoptată în 2020, dar a fost prelungită și pentru 2021. Sunt peste 500.000 de români care au apelat la această facilitate, potrivit

Ciprian Bârsan, analist financiar: „Din păcate sunt persoane care au apelat la această măsură adoptată prin ordonanță de urgență. Aproximativ 14-15% din totalul creditelor acordate de băncile comerciale se află în această situație. (…) Băncile încearcă să-și recupereze aceste sume de bani împrumutate clienților, clienții fac eforturi să-și plătească ratele. Cea mai bună soluție pe care o poate lua o bancă în acest moment este să discute și să ajungă la o înțelegere cu fiecare client, astfel încât să-și recupereze suma de bani. Conform ordonanței de urgență, după o amânare de 9 luni, nu mai există posibilitatea de a mai amâna din nou. Din  punct de vedere legal nu există o bază legală pentru a merge mai departe cu o nouă amânare.”

Sursa: Realitatea Financiara


  1. Thanks, I’ve recently been searching for information approximately this subject for ages and yours is the greatest I have found out till now. But, what in regards to the bottom line? Are you certain in regards to the supply?

  2. That is the right blog for anyone who needs to find out about this topic. You realize so much its nearly exhausting to argue with you (not that I really would want…HaHa). You undoubtedly put a new spin on a topic thats been written about for years. Nice stuff, just great!

  3. I am typically to running a blog and i really appreciate your content. The article has really peaks my interest. I’m going to bookmark your website and keep checking for new information.

  4. Needed to create you that tiny note to be able to say thanks a lot as before about the awesome views you’ve discussed here. This is so extremely open-handed of you to present freely all that most people would’ve supplied as an e-book to make some bucks for their own end, principally considering that you might have tried it if you ever wanted. Those points in addition served as the good way to know that someone else have a similar dreams similar to my own to realize a little more in respect of this condition. I’m certain there are a lot more fun situations ahead for individuals who check out your blog post.

  5. obviously like your website but you need to take a look at the spelling on quite a few of your posts. Many of them are rife with spelling issues and I find it very bothersome to inform the truth on the other hand I will certainly come back again.

  6. I delight in, result in I discovered exactly what I used to be having a look for. You have ended my four day lengthy hunt! God Bless you man. Have a great day. Bye

  7. I¦ve been exploring for a little bit for any high quality articles or weblog posts on this sort of area . Exploring in Yahoo I finally stumbled upon this website. Reading this information So i¦m satisfied to convey that I have an incredibly excellent uncanny feeling I came upon just what I needed. I so much without a doubt will make sure to do not put out of your mind this web site and provides it a look on a relentless basis.

  8. I?¦ve been exploring for a bit for any high quality articles or weblog posts in this sort of space . Exploring in Yahoo I ultimately stumbled upon this website. Reading this information So i am happy to show that I have an incredibly just right uncanny feeling I discovered exactly what I needed. I such a lot certainly will make sure to don?¦t omit this web site and provides it a look regularly.

  9. certainly like your web site but you need to take a look at the spelling on quite a few of your posts. Several of them are rife with spelling problems and I to find it very bothersome to tell the reality on the other hand I?¦ll certainly come back again.

  10. hi!,I really like your writing so much! proportion we keep up a correspondence more about your post on AOL? I require a specialist in this space to solve my problem. May be that is you! Having a look ahead to look you.

  11. I got what you mean , regards for posting.Woh I am lucky to find this website through google. „Money is the most egalitarian force in society. It confers power on whoever holds it.” by Roger Starr.

  12. Everything is very open and very clear explanation of issues. was truly information. Your website is very useful. Thanks for sharing.

  13. I love your blog.. very nice colors & theme. Did you create this website yourself or did you hire someone to do it for you? Plz respond as I’m looking to design my own blog and would like to find out where u got this from. thanks

  14. Howdy! This post couldn’t be written any better! Reading through this post reminds me of my old room mate! He always kept chatting about this. I will forward this post to him. Pretty sure he will have a good read. Thank you for sharing!

  15. Awesome blog you have here but I was wanting to know if you knew of any discussion boards that cover the same topics talked about here? I’d really like to be a part of community where I can get opinions from other experienced people that share the same interest. If you have any recommendations, please let me know. Cheers!

  16. Hello there, I discovered your website by means of Google whilst searching for a related topic, your website got here up, it looks great. I have bookmarked it in my google bookmarks.

  17. Wonderful work! This is the type of information that should be shared across the web. Disgrace on the seek engines for now not positioning this post upper! Come on over and visit my website . Thank you =)

  18. Real good info can be found on site. „The quality of an organization can never exceed the quality of the minds that make it up.” by Harold R. McAlindon.

  19. I used to be suggested this blog by means of my cousin. I’m now not positive whether this put up is written by means of him as no one else understand such specified approximately my trouble. You are incredible! Thank you!

  20. I do agree with all the concepts you have presented for your post. They’re very convincing and can definitely work. Nonetheless, the posts are too quick for beginners. May just you please lengthen them a bit from subsequent time? Thanks for the post.

  21. Thanks for sharing superb informations. Your web-site is so cool. I am impressed by the details that you’ve on this web site. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my friend, ROCK! I found just the info I already searched all over the place and simply could not come across. What a great web site.

  22. hello there and thank you in your information – I have definitely picked up anything new from right here. I did then again expertise several technical points the use of this site, as I experienced to reload the site many occasions prior to I may get it to load properly. I had been considering in case your web host is OK? Not that I am complaining, however sluggish loading instances occasions will sometimes have an effect on your placement in google and can damage your quality rating if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Anyway I’m including this RSS to my email and could look out for a lot more of your respective intriguing content. Ensure that you replace this once more soon..

  23. Hi, Neat post. There’s a problem together with your site in web explorer, would test thisK IE still is the marketplace leader and a big component of other folks will miss your great writing because of this problem.

  24. Hello there, I discovered your website via Google even as looking for a similar matter, your site got here up, it appears to be like good. I have bookmarked it in my google bookmarks.

  25. I’m extremely inspired along with your writing abilities and also with the structure on your blog. Is this a paid theme or did you modify it yourself? Either way stay up the excellent high quality writing, it’s uncommon to see a nice weblog like this one today..

  26. Good day very cool web site!! Guy .. Excellent .. Superb .. I’ll bookmark your site and take the feeds also?KI’m glad to search out numerous useful info here in the post, we’d like develop more strategies on this regard, thanks for sharing. . . . . .

  27. I’ve been absent for a while, but now I remember why I used to love this website. Thank you, I¦ll try and check back more frequently. How frequently you update your website?

  28. Hi, Neat post. There is a problem with your site in internet explorer, would test this… IE still is the market leader and a good portion of people will miss your excellent writing because of this problem.

  29. I am often to blogging and i really appreciate your content. The article has really peaks my interest. I am going to bookmark your site and keep checking for new information.

  30. Hello my friend! I want to say that this post is amazing, great written and include approximately all significant infos. I?¦d like to peer extra posts like this .

  31. Can I just say what a relief to find someone who actually knows what theyre talking about on the internet. You definitely know how to bring an issue to light and make it important. More people need to read this and understand this side of the story. I cant believe youre not more popular because you definitely have the gift.

  32. Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a little bit, but instead of that, this is magnificent blog. An excellent read. I’ll definitely be back.

  33. Hi, just required you to know I he added your site to my Google bookmarks due to your layout. But seriously, I believe your internet site has 1 in the freshest theme I??ve came across. It extremely helps make reading your blog significantly easier.

  34. hi!,I love your writing so a lot! percentage we keep in touch more about your article on AOL? I need an expert in this house to solve my problem. Maybe that’s you! Looking ahead to peer you.

  35. Very nice post. I just stumbled upon your weblog and wanted to say that I’ve truly enjoyed browsing your blog posts. In any case I will be subscribing to your rss feed and I hope you write again soon!

  36. It¦s actually a nice and helpful piece of info. I am glad that you just shared this helpful information with us. Please stay us up to date like this. Thank you for sharing.

  37. It¦s really a great and useful piece of info. I am satisfied that you just shared this useful info with us. Please stay us up to date like this. Thank you for sharing.

  38. I’m truly enjoying the design and layout of your website. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a designer to create your theme? Exceptional work!

  39. After I originally commented I clicked the -Notify me when new comments are added- checkbox and now every time a comment is added I get 4 emails with the same comment. Is there any way you’ll be able to remove me from that service? Thanks!

  40. I really like your writing style, superb information, thanks for posting :D. „Nothing sets a person so much out of the devil’s reach as humility.” by Johathan Edwards.

  41. I am just writing to let you be aware of what a useful experience our daughter developed studying your web site. She even learned a lot of details, which included how it is like to possess a marvelous helping heart to get other individuals with ease fully grasp several advanced subject areas. You actually did more than our own expectations. Many thanks for offering the good, trusted, explanatory and even fun tips on this topic to Evelyn.

  42. I wanted to draft you one little bit of remark to give thanks the moment again for your personal fantastic suggestions you’ve shared in this case. It is remarkably generous with you to convey unhampered all a number of people would have advertised as an ebook to make some money for their own end, mostly given that you might have done it in the event you decided. Those guidelines additionally worked to be the easy way to be aware that someone else have the same desire the same as my personal own to find out great deal more around this matter. Certainly there are numerous more pleasurable moments ahead for people who browse through your website.

  43. I have read a few excellent stuff here. Certainly value bookmarking for revisiting. I surprise how so much effort you place to make such a wonderful informative website.

  44. Some really great info , Gladiola I observed this. „I try to avoid looking forward or backward, and try to keep looking upward.” by Charlotte Bronte.

  45. Have you ever heard of second life (sl for short). It is essentially a online game where you can do anything you want. SL is literally my second life (pun intended lol). If you would like to see more you can see these Second Life articles and blogs

  46. Hi, Neat post. There is an issue along with your website in internet explorer, may test this… IE nonetheless is the market leader and a large section of other folks will leave out your great writing because of this problem.

  47. I discovered your weblog web site on google and test a few of your early posts. Proceed to keep up the very good operate. I just further up your RSS feed to my MSN News Reader. Seeking forward to reading more from you in a while!…

  48. An impressive share, I just given this onto a colleague who was doing a little analysis on this. And he in fact bought me breakfast because I found it for him.. smile. So let me reword that: Thnx for the treat! But yeah Thnkx for spending the time to discuss this, I feel strongly about it and love reading more on this topic. If possible, as you become expertise, would you mind updating your blog with more details? It is highly helpful for me. Big thumb up for this blog post!


Please enter your comment!
Numele tau