Adio RCA ieftin. Asiguratorii au liber la scumpiri. Modificările importante au intrat în vigoare joi

De azi dispare posibilitatea emiterii, în anumite cazuri, a polițelor RCA valabilie doar pe teritoriul României. De asemenea, persoanele cu dizabilități nu vor mai beneficia de reduceri, iar firmele de asigurare vor putea modifica tarifele de la o zi la alta. 

Norma nr. 18/2022, care se aplică din 8 septembrie, prevede abrograrea paragrafului din Norma ASF nr. 20/2017 privind asigurările auto din România ce stabilește posibilitatea de a deține o poliță RCA valabilă doar pe teritoriul României.

„În cazul vehiculelor pentru care, din cauza limitărilor tehnice sau legale, nu există posibilitatea de a circula în afara teritoriului României, asigurătorii RCA emit polița RCA cu valabilitate pe teritoriul României și stabilesc tariful de primă luând în considerare riscurile aferente”, stabilea, mai exact, textul din legislație ce a fost eliminat, potrivit avocat.net.

Apoi, din Norma ASF nr. 20/2017 s-a eliminat prevederea care stabilea că “sistemul de corectare a tarifului de primă va permite acordarea unor reduceri persoanelor cu deficiențe locomotorii”.

În plus, noua normă de la ASF modifică și prevederi din legislația privind asigurările ce-i privesc pe asigurători. Concret, asigurătorii RCA nu mai sunt de-acum obligați, așa cum era înainte, să notifice ASF cu privire la intenția de modificare a tarifelor de primă cu cel puțin 60 de zile înainte de perioada în care acestea pot fi practicate.

De asemenea, tarifele de primă practicate sunt certificate acum de către un actuar (specialist în calcule statistice privitoare la asigurări și, în general, la probleme financiare) avizat de către ASF, în baza unui raport scris transmis asigurătorului RCA, în care acesta atestă faptul că tarifele au fost calculate în conformitate cu dispozițiile legale în vigoare.

Înainte, legislația din domeniu prevedea că, în cazul modificării tarifelor de primă RCA, asigurătorii RCA transmiteau ASF, cel târziu cu 30 de zile înainte de începerea perioadei în care acestea puteau fi practicate, un raport întocmit de către un actuar avizat, care certifica faptul că tarifele au fost calculate în conformitate cu prevederile legale în vigoare.

Potrivit referatului de aprobare ce a însoțit norma în forma de proiect, aceasta “are în vedere abrogarea sau modificarea prevederilor acestui act normativ (Norma ASF nr. 20/2017 – n. red.) ce nu sunt conforme cu prevederile legislației europene și/ sau fac obiectul discuțiilor purtate cu serviciile Comisiei Europene (COM) în cauza de infringement 2018/4.075”.

Apoi, Norma ASF nr. 18/2022 stabilește că formularul de constatare amiabilă necesar în cazul unui accident rutier fără victime, în care sunt implicate cel mult două mașini, va putea fi completat, începând cu 15 octombrie, și electronic, nu doar pe hârtie, ca în prezent.

Sursa: Realitatea Financiara

Articolul precedentAlro a ajuns să reducă producţia cu 70%, potrivit sindicaliştilor
Articolul următorBanca Centrală Europeană, în fața unei anunț ISTORIC. Se așteaptă o creștere RECORD a dobânzilor

58 COMENTARII

  1. Whats up very nice web site!! Guy .. Excellent .. Wonderful ..
    I’ll bookmark your site and take the feeds also? I’m satisfied to seek out a lot of helpful information here in the put
    up, we’d like develop extra strategies in this regard, thanks for sharing.

    . . . . .

  2. I really like your blog.. very nice colors & theme. Did you make this website yourself
    or did you hire someone to do it for you? Plz answer back as I’m looking to construct
    my own blog and would like to know where u got this from.
    cheers

  3. Its such as you read my mind! You seem to know so much approximately this, such
    as you wrote the e book in it or something.
    I believe that you just could do with some percent to drive the message home a little bit, however instead of that,
    this is magnificent blog. A great read. I’ll
    certainly be back.

  4. Hi there, just became alert to your blog through Google, and found that it’s really informative.

    I’m going to watch out for brussels. I will be grateful if you continue this in future.
    Many people will be benefited from your writing.

    Cheers!

  5. I am not sure where you’re getting your information, but good
    topic. I needs to spend some time learning
    more or understanding more. Thanks for wonderful information I was looking for
    this info for my mission.

  6. I am sure this paragraph has touched all the internet people, its really really good paragraph on building up new web site.

  7. always i used to read smaller content which also clear their motive, and that is also happening with this article which I am reading at this time.

  8. That is a very good tip particularly to those new to
    the blogosphere. Simple but very accurate information… Thank you for sharing
    this one. A must read post!

  9. Hey there! I just would like to give you a huge thumbs
    up for the great information you’ve got right here on this post.

    I will be returning to your website for more soon.

  10. Sin lugar a excusas, si un conductor fue negligente, tiene, SI O SI, responder económicamente para cubrir las lesiones y pérdidas que la víctima pudiera tener. Los Abogados de Accidentes de carro en Los Ángeles, contamos el 99% de casos ganados, hemos recaudado más de $100 millones de dólares en veredictos y acuerdos a favor de nuestros clientes.

  11. Hello there, I do believe your web site could be having browser compatibility problems.

    Whenever I take a look at your site in Safari, it looks fine but when opening in Internet Explorer, it has some overlapping
    issues. I just wanted to provide you with a quick heads up!

    Aside from that, great blog!

  12. Hey there I am so grateful I found your site, I really found you by error,
    while I was looking on Google for something else, Anyhow I am here
    now and would just like to say cheers for a fantastic post and a all round
    exciting blog (I also love the theme/design), I don’t have time to go
    through it all at the moment but I have
    bookmarked it and also included your RSS feeds, so when I have
    time I will be back to read a great deal more, Please do keep up the great
    jo.

  13. Hi there to all, as I am truly keen of reading this
    weblog’s post to be updated regularly. It includes pleasant
    stuff.

  14. Hi there just wanted to give you a brief heads up
    and let you know a few of the pictures aren’t loading
    correctly. I’m not sure why but I think its a linking issue.
    I’ve tried it in two different web browsers and both show the
    same results.

  15. Hey I know this is off topic but I was wondering if you
    knew of any widgets I could add to my blog that automatically tweet my newest twitter
    updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe
    you would have some experience with something like this. Please let
    me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.

  16. whoah this weblog is excellent i really like reading your posts.
    Keep up the good work! You understand, lots of individuals are looking around
    for this information, you could aid them greatly.

  17. Thank you, I have just been searching for information about this subject for a while
    and yours is the best I’ve came upon so far. However, what concerning
    the bottom line? Are you positive in regards to the supply?

  18. What’s Happening i’m new to this, I stumbled upon this I’ve
    discovered It positively useful and it has helped me out loads.

    I’m hoping to give a contribution & help other customers like its
    helped me. Great job.

  19. Today, I went to the beach with my children. I found a sea shell and gave it to my
    4 year old daughter and said „You can hear the ocean if you put this to your ear.” She
    placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her
    ear. She never wants to go back! LoL I know this is entirely off topic but
    I had to tell someone!

  20. Amazing things here. I am very satisfied to look your post.
    Thank you a lot and I am looking forward to contact you.

    Will you please drop me a mail?

  21. I like the valuable info you provide in your articles. I will bookmark your weblog and check again here
    regularly. I’m quite certain I’ll learn a lot of new stuff right
    here! Best of luck for the next!

  22. Hey I am so delighted I found your web site, I really found you by mistake, while I was researching
    on Digg for something else, Anyhow I am here now and would just like to say kudos for a remarkable post and a all round enjoyable blog (I also love
    the theme/design), I don’t have time to read it
    all at the moment but I have saved it and also included your RSS
    feeds, so when I have time I will be back to read a great deal more, Please do keep
    up the great jo.

  23. whoah this weblog is magnificent i like studying your posts.
    Stay up the good work! You know, a lot of persons
    are looking round for this information, you can aid them greatly.

  24. I must thank you for the efforts you have put in writing this blog.
    I am hoping to check out the same high-grade content by you later on as well.
    In fact, your creative writing abilities has inspired me to get my own site
    now 😉

  25. I don’t even know how I ended up here, but I thought this post was great.

    I don’t know who you are but definitely you’re going to a famous blogger
    if you aren’t already 😉 Cheers!

  26. Wow, amazing blog structure! How long have you been blogging for?
    you make running a blog look easy. The whole look of your website is magnificent, let alone the content!

  27. This design is incredible! You most certainly know how to keep a reader
    amused. Between your wit and your videos, I was almost moved to start my own blog (well,
    almost…HaHa!) Great job. I really enjoyed what you had to say, and more than that,
    how you presented it. Too cool!

  28. Hello there, just became alert to your blog through Google, and found that it is really informative.
    I am gonna watch out for brussels. I’ll be grateful if you
    continue this in future. Lots of people will be benefited from your writing.
    Cheers!

  29. Thank you for every other informative website. Where else may just I get that type of info written in such a perfect manner?
    I have a venture that I am simply now operating on, and I’ve been on the glance
    out for such info.

  30. A fascinating discussion is worth comment. I do believe
    that you should write more on this subject matter, it may not be a taboo subject but generally folks don’t talk about
    such subjects. To the next! Cheers!!

  31. Hello there! This post could not be written any better! Reading this post
    reminds me of my previous room mate! He always kept talking about this.
    I will forward this write-up to him. Pretty sure he will have a good read.
    Thanks for sharing!

  32. We stumbled over here by a different web page and thought I may as well check things out.
    I like what I see so now i am following you. Look forward to looking into your web page again.

  33. Write more, thats all I have to say. Literally, it seems
    as though you relied on the video to make your point. You clearly know what youre talking about, why waste your intelligence on just posting videos to your site when you
    could be giving us something informative to read?

  34. Hi there! Quick question that’s completely off topic.
    Do you know how to make your site mobile friendly? My site looks weird
    when browsing from my iphone. I’m trying to find a template or plugin that might be able to fix this issue.
    If you have any recommendations, please share. Cheers!

  35. I’ve been surfing online more than 4 hours
    today, yet I never found any interesting article like yours.
    It is pretty worth enough for me. In my opinion, if all webmasters and bloggers made good content as you did, the internet will be a lot
    more useful than ever before.

  36. I like the valuable information you provide in your articles.
    I will bookmark your blog and check again here frequently.
    I am quite sure I will learn many new stuff right
    here! Best of luck for the next!

  37. Hi there, I do believe your website may be having web
    browser compatibility problems. When I look at your website
    in Safari, it looks fine however, if opening in IE,
    it’s got some overlapping issues. I merely wanted to give you a quick heads up!
    Aside from that, excellent site!

  38. Hello! I just wanted to ask if you ever have any issues with hackers?
    My last blog (wordpress) was hacked and I ended up losing many months of hard work due to no data
    backup. Do you have any methods to stop hackers?

  39. Good day! I just want to give you a big thumbs up for the excellent info you’ve got right here
    on this post. I’ll be coming back to your blog for more soon.

  40. Hi there! Do you know if they make any plugins to help with SEO?
    I’m trying to get my blog to rank for some targeted keywords but I’m not
    seeing very good gains. If you know of any please share.
    Thank you!

  41. Hello there, You have done a fantastic job. I’ll definitely digg it and personally recommend to my
    friends. I am confident they will be benefited from this site.

  42. Hi, I do think this is a great website. I stumbledupon it
    😉 I am going to revisit once again since i have
    book marked it. Money and freedom is the
    greatest way to change, may you be rich and continue to guide
    other people.

  43. Greetings! Very useful advice within this article! It’s the little changes that
    will make the greatest changes. Thanks for
    sharing!

  44. Mitch Gould Nutritional Products International Gould has “retail” in һis DNA.

    A third-generation retail professional, Gould learned tһe consumer goods industry from hіs father and grandfather while growing սp in Nеw York City.
    One ⲟf hiis first sales jobs was takіng orderѕ frօm
    neighbors for bagels everʏ week.

    Аѕ an adult wіth a career thɑt spans moore thаn three
    decades, Gould moved оn from bagels, cream cheese, and lox tօ represent
    mаny of thе leading product manufacturers оf consumer goodѕ in America: Igloo, Rubbermaid, Sunbeam, Remington, Chapin, Paramount, Miracle-Gro, Native Remedies,
    Flora Health, Steven Seagal’ѕ Lightning
    Bolt, Body Basix, ɑnd Hulk Hogan’ѕ extreme energy granules.

    “Ι started in the lawn and gaarden industry Ƅut expanded my horizons еarly ᧐n,” sаid Gould, CEO ɑnd foundser of Nutritional Products International,
    ɑ global brand management firm based іn Boca Raton, Fl.
    “I worked with Igloo, Sunbeam, Remington – аll mwjor
    brands tһat have ƅeen leaders inn the consumer ցoods industry.”

    Eventually, Gould segued іnto nutritional products.

    “Ӏ realizeed early tthe nutritional supplements ԝere
    mᥙch moгe than juѕt multivitamins,” Gould ѕaid. “American consumers wee ready t᧐ take dietary supplements аnd health aand wellness products іnto a whole neww
    level of retail success.”

    Gould solidified һis success іn the health and wellness industry thrߋugh hhis partnerships ѡith A-List celebrities whoo ѡanted tо develop nutritional products аnd his pⅼace in Amazon history
    ᴡhen thee online ecommerce retailer expanded Ьeyond
    books, music, ɑnd electronics.

    “Dᥙring my career, Ӏ attended many galas and chwrity events wherе
    І met Ԁifferent celebrities, ѕuch аs Hulk Hogan and Chuck Liddel,” Gould saіd, adding thаt he eventually partnered with everal оf these famous entrepreneurs and developed
    nutritional products, ѕuch as Hulk Hogan’s Extreme Energy Granules.

    “Ꮤorking wіth thdm to creаte new health and wellness
    products gave mе a first-hаnd loiok into thhe burgeoning nutritional sector,” Gould ѕaid.
    “Ι realized tһat staying healthy ѡas very important to my generation. Ⅿy kids ԝere
    even more focused on staying fit annd healthy.”

    Ꮤhen Amazon decided tօ аdd a health аnd wellness category, Gould
    ᴡas аlready positioned tо pⅼace more thɑn 150 brands and еven more products ontօ tһe virtual shelves tһe online giabt wass adding every day
    іn the early 2000s.

    “I met Jeff Fernandez, who was on thе Amazon tsam
    tһat was building tһe neww category fгom the groynd up,” Goukd saiԁ.
    “Ι allso һad contacts in thee health and wellness
    industry, sᥙch aѕ Kenneth Ꭼ. Collins, wh᧐ wwas vice president of operations fоr Muscle Foods, onne օf the largest sports nutrition distributors іn thе worlⅾ.

    Gouldd said tһis “Powerhouse Trifecta” сould not hаve aѕked for a Ьetter synergy between the thгee
    of tһеm.

    “Tһis waѕ capitalism at itts ƅeѕt. Amazon demanded new high-quality dietary supplements, aand ᴡe
    supplied tһem witһ moгe than 150 brands and products,” hе аdded.

    Thee “Powerhouse Trifecta” ᴡorked оut ѕo welⅼ that Gould eventually hired Fernandez tօ
    worк forr NPI, where he iѕ now president of the company,
    ɑnd Collins, who іs thе new executive vicxe president оf
    NPI.

    “We worқ well togetһer,” Gould аdded.

    Fernandez, ᴡho also wоrked as a buyer foг Walmart, ѕaid the three
    of tһem һave close to 75 yеars ߋf retail buyingg and selling experience.

    “NPI clients benefit from our years of knowledge,” Fernandez аdded.

    Gould said product manufacturers are unlіkely to find three professiuonals ᴡith ouг experience representing retailers аnd brands.

    “Ꮤe knoԝ what brands neеd to do, and we
    understand whɑt retailers wɑnt,” Gould ѕaid.

    After hiѕ success wіtһ Amazon, Gould founded NPI ɑnd solidified hiѕ ρlace iin the dietary supplement ɑnd health аnd wellness sectors.

    “Іt wwas time tto concentrate օn health products,”
    Gould ѕaid, adding tgat he haѕ workked ԝith more than 200 doestic аnd
    international brands tһat wanted to launch new products or expand tһeir
    presence іn the largest consumer market іn tһe world: the United Statеs.

    “As Ι visited tһe coorporate headquarters ⲟf soe of the largest retailers іn tһe
    ᴡorld, І realized thɑt international brands ᴡeren’t being represented in Aerican stores,” Gould ѕaid.
    “I realized these companies, especially tһe
    international brands, struggled to gain ɑ foothold inn Ameriican retail stores.”

    Whhen Gould surveyed tһe challenges confronting
    international product manufacturers, һe visualized a solution.

    “Ƭhey were burning thгough tens of thousands
    ߋff dollars to launch thеіr products,”
    Gould ѕaid. “By tһe tіme thjey sold tһeir fiгѕt unit, they hadd eaten ɑway at thеіr profit margin.”

    Gould ѕaid thе biggest challenge waѕ learning two nnew cultures:
    America аnd Wall Street.

    “They diɗn’t understand tһе American consumers, ɑnd thesy didn’t know
    how American businesses operated,” Gould ѕaid. “That іs whee I come in with NPI.”
    To provide tһe foreign companies with the business support tһey needed, Gould developed
    hiѕ lauded “Evolution օf Distribution” platform.

    “Ι brought t᧐gether everүthing brands neеded to launch their products іn tһe U.S.,” he said.
    “Instead of opening a neew offgice in America,
    Ӏ made NPI tһeir headquarters in the U.S. Since
    І aⅼready hadd а sales staff іn place, they ԁidn’t have
    to hire ɑ sales team witһ support staff. Instеad, NPI diԀ
    it for tһem.”

    Gould ssid NPI suppolied еvery service tһat brands needed to
    sell products іn Ameica successfulⅼy.

    “Ѕince many of tһese products needed FDA approval, Ι
    hired a food scientist with more tһаn 10 ʏears experience tߋ streamloine tһe approval оf thе products’ labels,” Gould ѕaid.

    NPI’s import, logistics, ɑnd operations manager ѡorked with new clients to make
    suгe shipped samples ⅾidn’tend uρ in quarantine Ьy tһe U.Տ.
    Customs.

    “Our logistics team has decades of experience importing
    neѡ products ingo thhe U.Ѕ. too our warehouse and
    tһen shipping tһem to retail buyers annd retailers,” Gould
    ѕaid. “NPI offеrs a οne-ѕtߋp, turnkey solution tο import, distribute, and market neѡ products іn the U.S.”

    Tߋ provide аll tһe brands’ services, Gould founded a new
    company, InHealth Media, tߋ market the brands to
    consumers аnd retailers.

    “I saw the companies wasting thousands of dollars
    оn Madison Avenue maketing campaigns tһɑt failed to deliver,” Gouhld ѕaid.

    Insteaԁ of outsourcing marketing to costly agencies or building ɑ marketing team from scratch, InHealth Media ѡorks synergistically with іts sister company, NPI.

    “InHealth Media’ѕ marketing strategy іs perfectly aligned with
    NPI’s retail expansiin plans,” Gouyld аdded. “Together, wе import,
    distribute, and market neww products аcross thе country by emphasizing speed tο mqrket at an affordable priсe.”

    InHealth Media recеntly increased іts marketting
    efforts by adding national аnd regional TV promotion tⲟ its services.

    „Lifestyle TV hosts are the original social media influencers,” Gould ѕaid.
    „Our clients are getting phenomenal coverage that can reach more than 100 million TV households in America. In addition, we are giving them high-quality TV promotions.

    Gould said IHM also has increased its emphasis on “earned media,” which is when journalists and bloggers offer coverage for free instead of the pay and play model that exists in many formats today.

    “We have access to thousands of media professionals that we reach out to on a regular basis,” Gould said. “Because our clients have created innovative products, we have been able to get them coverage in top trade publications and general mass websites, such as HGTV, Forbes, and Vitamin Retailer.

    “You cannot buy this kind of credibility, prestige, and coverage because it is not for sale,” Gould said. “Our team has developed contacts with these major news outlets, which is how they found out about our clients’ products.”

    NPI works with large and small product manufacturers.

    “We emphasize timeliness and affordability,” he said. “We know all the costs, so there are no surprises. When the brand sells its first product to a consumer, they have the profit margin they set as a goal months earlier.”

    Gould is proud of his “Evolution of Distribution” platform.

    “I developed it to help international brands succeed,” Gould said.

    During the years, Gould successfully used his “Evolution of Distribution” to help new brands, such as Scitec Nutrition and Native Remedies, both of which succeeded in conquering the U.S. market..

    “We saw that NPI had lots of experience in helping companies get a good foothold in the U.S. Working together, NPI has been instrumental in introducing us to various key distribution channels (including The Vitamin Shoppe),” said a Scitec Nutrition executive.

    Native Remedies also benefited from NPI’s “Evolution of Distribution.”

    “We are thrilled to have our products available at these top retailers,” said George Luntz, then president and co-founder of Native Remedies. “It is great to have a business partner like NPI helping to expand our market reach. We expect this to be a banner year for us.”

    Gould said he is proud that these companies succeeded with NPI’s help.

    “This is what NPI does,” Gould said. “We find innovative and creative health, wellness, and beauty products, and the NPI and IHM teams work together to introduce them to consumers and retailers.”

    For more information, call 561-544-0719 or visit nutricompany.com.

LĂSAȚI UN MESAJ

Vă rugăm să introduceți comentariul dvs.!
Numele tau