Educația financiară, „un maraton care trebuie continuat de mai multe generații“

 

Declarația a fost făcută de Sergiu Oprescu, președintele Consiliului de Administrație al Asociației Române a Băncilor în cadrul conferinței online care a avut loc recent, „Educație financiară pentru copii și tineri în Europa de Sud-Est”. Obiectivul evenimentului l-a constituit identificarea metodelor noi de a adaptare a programelor de educație financiară la noile cerințe ale educației online.

Potrivit unui comunicat al Băncii Naționale a României, „Evenimentul a fost organizat în cadrul proiectului de asistență tehnică derulat de OECD (n.r. Organizația pentru Cooperare Economică și Dezvoltare) și International Network on Financial Education – INFE (n.r. Rețeaua Internațională pentru Educație Financiară). Conferința a reunit factori de decizie din Bulgaria, Croația, Georgia, Moldova, Muntenegru, Republica Macedonia de Nord și România, printre care: André Laboul, președinte al INFE și consilier principal pentru afaceri financiar la OCDE; Leonardo Badea, viceguvernator, Banca Națională a României; Jean Badea, subsecretar de stat la Ministerul Educației și Cercetării (MEC), România; Daniel Armeanu, vicepreședinte, Autoritatea de Supraveghere Financiară (ASF), România; Sergiu Oprescu, președinte, consiliul de administrație, Asociația Română a Băncilor (ARB); Flore-Anne Messy, șef asigurări, pensii private și piețe financiare, OECD; Valentin Lazea, economist șef, Banca Națională a României; Olaf Simonse, șef al Platformei Money Wise, Ministerul Finanțelor din Olanda Reprezentanții BNR alături de cei ai Ministerului Educației și Cercetării, Ministerului Finanțelor Publice, Autorității de Supraveghere Financiară, Asociației Române a Băncilor, precum și de experți în educația financiară din regiune și alte țări OECD au participat timp de două zile la prezentări și dezbateri interactive privind experiențele de bună practică, realizările și provocările în îmbunătățirea educației și incluziunii financiare. Un punct important a fost identificarea unor metode eficiente de adaptare a canalelor de transmitere a cunoștințelor de educație financiară către publicul țintă în contextul pandemiei COVID-19. Participanții au formulat recomandări privind dezvoltarea de politici pentru susținerea educației și rezilienței financiare a tinerilor din regiune.“

Michel Heijdra, director în cadrul Ministerului de Finanțe al Olandei a menționat  că „Realitatea de astăzi a pandemiei de COVID 19 a mutat educația financiară pe primul loc în agenda publică din multe țări. Un factor cheie în succesul financiar este să utilizăm banii eficient și să gândim în perspectivă. Cu cât copii vor fi învățați să aibă aceste deprinderi de la vârste fragede, putem pune o fundație pentru viitoarea reziliență financiară“.

Leonardo Badea, viceguvernator al Băncii Naționale a României a reamintit că „inovația și alte procese complexe pun o presiune uriașă pe educație. Mințile tinere duc învățarea la un cu totul alt nivel, la care uneori este greu să ajungă profesorii sau factorii de decizie. Trebuie să învățăm despre învățare, să ținem pasul cu nevoile tinerei generații. Simplitatea, aspectul practic, interactivitatea – sunt doar câteva dintre virtuțile educației de astăzi“.

Sergiu Oprescu, președintele Consiliului de Administrație al Asociației Române a Băncilor a punctat faptul că „Un obiectiv important este creșterea nivelului de educație financiară. Educația financiară este, practic, materialul pe care brodăm valorile europene în toate țările. Dar educația financiară nu este un sprint, este un maraton care trebuie continuat de către mai multe generații. Acest copac nu va face fructe rapid fructe, mai ales dacă ne ocupăm de el o dată la 4 ani. Acesta trebuie să fie un efort al întregii societăți.“

 

Sursa: Realitatea de Constanta

Articolul precedentBNR acuză utilizarea electorală a unor declarații ale specialiștilor săi, scoase din context
Articolul următorCulisele statului paralel | Dezvăluiri despre unul dintre cei mai bogați români: Cine este Gabriel Comănescu

656 COMENTARII

  1. Have you ever heard of second life (sl for short). It is essentially a game where you can do anything you want. SL is literally my second life (pun intended lol). If you want to see more you can see these Second Life articles and blogs

  2. Have you ever heard of second life (sl for short). It is essentially a video game where you can do anything you want. sl is literally my second life (pun intended lol). If you want to see more you can see these Second Life articles and blogs

  3. Have you ever heard of second life (sl for short). It is basically a game where you can do anything you want. Second life is literally my second life (pun intended lol). If you would like to see more you can see these sl authors and blogs

  4. Have you ever heard of second life (sl for short). It is basically a game where you can do anything you want. sl is literally my second life (pun intended lol). If you would like to see more you can see these second life articles and blogs

  5. Have you ever heard of second life (sl for short). It is basically a video game where you can do anything you want. SL is literally my second life (pun intended lol). If you want to see more you can see these sl websites and blogs

  6. Have you ever heard of second life (sl for short). It is essentially a online game where you can do anything you want. Second life is literally my second life (pun intended lol). If you would like to see more you can see these Second Life articles and blogs

  7. Have you ever heard of second life (sl for short). It is basically a game where you can do anything you want. SL is literally my second life (pun intended lol). If you would like to see more you can see these sl articles and blogs

  8. Have you ever heard of second life (sl for short). It is essentially a game where you can do anything you want. SL is literally my second life (pun intended lol). If you would like to see more you can see these Second Life websites and blogs

  9. Have you ever heard of second life (sl for short). It is essentially a online game where you can do anything you want. SL is literally my second life (pun intended lol). If you want to see more you can see these second life authors and blogs

  10. Have you ever heard of second life (sl for short). It is basically a online game where you can do anything you want. SL is literally my second life (pun intended lol). If you would like to see more you can see these second life articles and blogs

  11. Have you ever heard of second life (sl for short). It is basically a game where you can do anything you want. Second life is literally my second life (pun intended lol). If you want to see more you can see these Second Life articles and blogs

  12. Have you ever heard of second life (sl for short). It is basically a online game where you can do anything you want. Second life is literally my second life (pun intended lol). If you would like to see more you can see these Second Life articles and blogs

  13. Have you ever heard of second life (sl for short). It is basically a video game where you can do anything you want. Second life is literally my second life (pun intended lol). If you want to see more you can see these second life articles and blogs

  14. Have you ever heard of second life (sl for short). It is basically a video game where you can do anything you want. Second life is literally my second life (pun intended lol). If you want to see more you can see these second life authors and blogs

  15. Have you ever heard of second life (sl for short). It is basically a online game where you can do anything you want. Second life is literally my second life (pun intended lol). If you would like to see more you can see these Second Life articles and blogs

  16. Have you ever heard of second life (sl for short). It is essentially a game where you can do anything you want. SL is literally my second life (pun intended lol). If you would like to see more you can see these Second Life authors and blogs

  17. In addition to soccer and baseball, skiwear also has replicas. He sacrificed heat resistance instead of reducing air resistance

  18. Hey!. Awesome! I’m really enjoy this. It will be great if you’ll read my first article on AP!)

  19. Hey!. Interesting material! I’m really appreciate it. It will be great if you’ll read my first article on AP!)

  20. Hello. Interesting material! I’m really appreciate it. It will be great if you’ll read my first article on AP!)

  21. I like the valuable information you provide to your articles.
    I’ll bookmark your weblog and test again here regularly.
    I am slightly sure I’ll be informed plenty of new stuff proper right here!

    Best of luck for the following!

  22. Admiring the dedication you put into your blog and
    in depth information you present. It’s good to come across a blog
    every once in a while that isn’t the same outdated rehashed information. Excellent
    read! I’ve saved your site and I’m adding your RSS feeds to
    my Google account.

  23. I truly love your website.. Very nice colors & theme.
    Did you make this site yourself? Please reply back
    as I’m trying to create my own personal site and would like
    to know where you got this from or exactly what the theme is named.
    Appreciate it!

  24. Right here is the right blog for everyone who wishes to find out about this topic.
    You realize a whole lot its almost hard to argue with you (not
    that I actually would want to…HaHa). You definitely put a fresh spin on a topic that’s been written about for many years.
    Great stuff, just great!

  25. Wonderful work! That is the type of information that are supposed to be shared around the internet.
    Shame on Google for no longer positioning this publish upper!
    Come on over and visit my web site . Thank you =)

  26. Well, the article is really the sweetest on that precious topic. I suit in with your conclusions and also definitely will thirstily look forward to your approaching updates. Just saying thanks definitely will not simply be sufficient, for the fantasti c lucidity in your writing. I can right away grab your rss feed to stay informed of any updates. Fine work and much success in your business endeavors!

  27. What your saying is fully true. I know that everyone should say the similar matter, but I just feel that you put it in a way that every person can fully grasp. I also love the photographs you put in right here. They suit so nicely with what youre trying to say. Im guaranteed youll reach so a lot of people today with what youve obtained to say.

  28. Teen porn is a risky thing to watch. The Rothman study found that high school girls were exposed a variety sexual content. They were also less likely than their peers to use condoms in real life. Teenagers are still susceptible to the risks associated with sex. Although it’s illegal to show porn to minors, they are able to view and own it. While it’s illegal to show porn to anyone younger than 18 years old, it’s still legal for parents to expose their children to it. The vast majority of teen pornography shows male authority figures who are who is catching a female subordinate doing something. The female subordinate is usually a student, babysitter, or friend’s child. This creates a feeling of taboos about sexuality and the sexiness of sexual acts and can create feelings of guilt in the consumer. Teen porn does not only contain videos of young women with tattoos. Many of these videos were created by amateurs and are not designed to be seen by others. A typical teen porn clip includes sex between 18 and 19-year-old pornstars. Hardcore porn features college girls having sexual sex in locker rooms alongside big dick frat boys , or athletic jocks.

  29. Teen porn is a risk to watch. In the Rothman study, 72 high school girls were exposed to a range of sexually explicit content. The study discovered that their primary source for sexual information was teen porn. They were also less likely than their peers to use condoms in real-life. Nevertheless, teenagers are not immune to sexual assaults. While it’s illegal to show pornography to children, underage viewers are not banned from watching and possessing the porn. Although it’s not legal to show porn to anyone younger than 18 years old, it’s still legal for parents to expose their children to it. The vast majority of teen pornography is of an authority figure of a male who is who is catching a female subordinate doing something. The female subordinate is typically one of the students, a babysitter, or a friend’s daughter. This creates a stigma for sexuality and makes it hard for the user to enjoy a good time. Teen porn does not only contain videos of young women with tattoos. Many of these videos were created by amateurs and are not meant to be seen by others. A typical teen porn video includes sex between 18 and 19-year-old pornstars. Hardcore porn features college girls having sexual sex in locker rooms alongside big dick frat boys or powerful jocks.

  30. Teen porn is a very dangerous thing to watch. In the Rothman study the study, 72 high school girls were exposed to a variety of sexual content . It was found that their main source of sexual information was teens’ porn. They were also less likely than their peers to use condoms on a daily basis. However, teens aren’t immune to sexual assaults. Although it is against the law to show porn to minors, they are permitted to view and possess it. It is not legal to show pornography to anyone under 18, but it is legal for parents to let their children to watch it. The majority of teen pornography features an authority figure of a male who is who is catching a female subordinate doing something. This female subordinate is usually either a babysitter, a student, or the daughter of a friend. This creates a sense of taboos about sexuality and the forbiddenness of sexual acts, which can in turn result in feelings of guilt in the user. Teen porn does not just contain videos of young women with tattoos. Many of these videos were made by amateurs and are not intended to be seen by others. A typical teen porn video shows sex between 18 and 19-year-old pornstars. Hardcore porn features college girls having sex in locker rooms with big dick frat boys , or powerful jocks.

  31. Teen porn is dangerous to watch. In the Rothman study students from high school were exposed to a range of sexual content . They found that their main source for sexual information was teens’ porn. They were also less likely than their peers to use condoms in real-life. Teenagers are still vulnerable to the dangers of sex. While it is not legal to show porn to minors, they are allowed to view and have access to it. It is not legal to show porn to anyone younger than 18, but it is legal for parents to allow their children to view it. The majority of teen pornography depicts male authority figures who are able to catch female subordinates doing something. The female subordinate is often a babysitter, student or a child of a friend’s. This creates a sense of taboo on sexual activity and the stigma associated with sexual activity which could create feelings of guilt among the person who is consuming. Teen porn’s content isn’t limited to videos that feature young women sporting tattoos. Many of these videos were created by amateurs and were not intended to be watched by others. A typical teen porn clip contains sex with 18- and 19-year-old pornstars. Hardcore porn is full of scenes of college babes having sex with big dick jocks and frat boys in locker rooms.

  32. njadi game terpopuler urutan ke 5 dari list game terbaik kami. Dengan jumlaash taruhan Rp. 900 dalam sekali putar, anda bisa memiliki kesempatan untuk mendapatkan jackp1

  33. njadi game terpopuler urutan ke 5 dari list game terbaik kami. Dengan jumlaash taruhan Rp. 900 dalam sekali putar, anda bisa memiliki kesempatan untuk mendapatkan jackp46

  34. njadi game terpopuler urutan ke 5 dari list game terbaik kami. Dengan jumlaash taruhan Rp. 900 dalam sekali putar, anda bisa memiliki kesempatan untuk mendapatkan jackp85

  35. njadi game terpopuler urutan ke 5 dari list game terbaik kami. Dengan jumlaash taruhan Rp. 900 dalam sekali putar, anda bisa memiliki kesempatan untuk mendapatkan jackp55

  36. Web gambling slot Indonesia pula sediakan game gambling slot terlengkap. Ada banyak sekali alterasi game gambling slot terbaik dari provider permainan slot yang dapat jadi opsi pemeran. Banyak provider permainan terbaik yang diadakan mulai dari pragmatic play, habenero, playtech, CQ9, Pgsoft, joker, spadaegaming serta sedang banyak lagi.

  37. It’s actually a cool and useful piece of information. I’m glad that you
    simply shared this useful information with us.

    Please keep us up to date like this. Thank you for sharing.

  38. I’m impressed, I have to admit. Rarely do I come
    across a blog that’s both educative and interesting, and let me tell you, you’ve hit the nail on the head.
    The problem is something which not enough folks are speaking intelligently about.
    I am very happy I came across this in my search for something regarding this.

  39. Do you have a spam issue on this website; I also am a blogger, and I was wanting to
    know your situation; we have created some nice practices and
    we are looking to exchange strategies with other folks, be sure
    to shoot me an e-mail if interested.

  40. Fascinating blog! Is your theme custom made or did you download it from somewhere?
    A design like yours with a few simple tweeks would really
    make my blog jump out. Please let me know where you got your design. Many thanks

  41. Greetings from California! I’m bored to tears
    at work so I decided to browse your blog on my iphone during lunch break.
    I love the information you present here and can’t wait to take a look when I get home.
    I’m amazed at how quick your blog loaded on my mobile ..
    I’m not even using WIFI, just 3G .. Anyways, fantastic site!

  42. It’s really a great and useful piece of information. I am happy that you just shared this useful
    info with us. Please stay us up to date like this. Thanks for sharing.

  43. Hello There. I found your weblog the usage of msn. That is a very well written article.
    I’ll make sure to bookmark it and come back to learn more of your
    useful info. Thank you for the post. I’ll definitely comeback.

  44. Wonderful items from you, man. I have be mindful your stuff
    previous to and you are simply too excellent. I actually like what
    you’ve got right here, really like what you’re stating and the best way during which you
    assert it. You’re making it enjoyable and you
    still take care of to keep it wise. I can’t wait to learn much more from you.
    That is really a great site.

  45. Thanks for a marvelous posting! I truly enjoyed reading it, you’re a great
    author.I will make sure to bookmark your blog and will often come back
    at some point. I want to encourage yourself to continue
    your great work, have a nice morning!

  46. Hi! I know this is somewhat off topic but I was wondering if you knew where I could
    get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one?
    Thanks a lot!

  47. My partner and I absolutely love your blog and
    find a lot of your post’s to be what precisely I’m looking for.
    can you offer guest writers to write content available for you?
    I wouldn’t mind writing a post or elaborating on a lot of the subjects you write in relation to
    here. Again, awesome site!

  48. Hi there I am so excited I found your website,
    I really found you by mistake, while I was searching on Bing for something
    else, Regardless I am here now and would just like to say cheers for a incredible post and a all round enjoyable blog (I
    also love the theme/design), I don’t have time to look over it all at the
    minute but I have saved it and also added your RSS feeds, so when I have time I will be back to read more, Please do keep up the awesome jo.

  49. Very great post. I simply stumbled upon your weblog and wished to say that I
    have truly enjoyed surfing around your weblog posts.
    In any case I’ll be subscribing on your feed and I’m hoping
    you write once more very soon!

  50. First of all I want to say great blog! I had a quick question in which
    I’d like to ask if you do not mind. I was curious to know how you center yourself and
    clear your head prior to writing. I’ve had trouble clearing my thoughts in getting my thoughts out.
    I do enjoy writing however it just seems like the first 10 to 15 minutes are wasted simply just trying to
    figure out how to begin. Any ideas or hints? Kudos!

  51. Hey I know this is off topic but I was wondering if you knew of any widgets I could add
    to my blog that automatically tweet my newest twitter updates.
    I’ve been looking for a plug-in like this for quite some time and was hoping
    maybe you would have some experience with something like
    this. Please let me know if you run into anything. I truly enjoy
    reading your blog and I look forward to your new updates.

  52. Hi, I do think this is an excellent site. I stumbledupon it 😉 I may return once again since i
    have saved as a favorite it. Money and freedom is the best way to change, may you be rich and continue to help
    others.

  53. I enjoy what you guys are up too. This kind of clever work and exposure!
    Keep up the terrific works guys I’ve added you guys to my personal blogroll.

  54. I get pleasure from, cause I found just what I used to
    be taking a look for. You have ended my 4 day lengthy hunt!
    God Bless you man. Have a great day. Bye

  55. Right here is the right website for anybody who really wants
    to find out about this topic. You realize a whole lot its almost
    hard to argue with you (not that I actually would want to…HaHa).
    You certainly put a brand new spin on a subject that’s been written about for many years.
    Great stuff, just wonderful!

  56. I am really impressed with your writing skills and also with the layout on your blog.
    Is this a paid theme or did you customize it yourself? Anyway keep up
    the excellent quality writing, it is rare to see a nice blog like this one nowadays.

  57. When I initially left a comment I seem to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is
    added I recieve four emails with the same comment.
    Perhaps there is a way you can remove me from that service?

    Many thanks!

  58. Wonderful blog! I found it while searching on Yahoo News.
    Do you have any tips on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there!
    Appreciate it

  59. I’m really enjoying the design and layout of your site.

    It’s a very easy on the eyes which makes it much more pleasant for me
    to come here and visit more often. Did you hire
    out a designer to create your theme? Great work!

  60. Pretty section of content. I just stumbled upon your
    website and in accession capital to assert that I get actually enjoyed account your blog posts.

    Anyway I’ll be subscribing to your feeds and even I achievement you access consistently rapidly.

  61. I’m truly enjoying the design and layout of your website.
    It’s a very easy on the eyes which makes it much more enjoyable for me to come here
    and visit more often. Did you hire out a developer to
    create your theme? Excellent work!

  62. Remarkable issues here. I’m very satisfied to look your post.
    Thanks so much and I’m taking a look forward to contact you.
    Will you kindly drop me a e-mail?

  63. I am not sure where you’re getting your information, but great topic.
    I needs to spend some time learning more or understanding more.
    Thanks for great info I was looking for this info for my mission.

  64. Fascinating blog! Is your theme custom made
    or did you download it from somewhere? A design like yours with a few simple tweeks would really make my blog shine.
    Please let me know where you got your theme. Appreciate it

  65. My partner and I stumbled over here from a different web address
    and thought I may as well check things out. I like what I
    see so now i am following you. Look forward to looking over your web
    page again.

  66. Every weekend i used to pay a visit this website,
    for the reason that i want enjoyment, since this this website conations in fact good
    funny data too.

  67. Hey there just wanted to give you a quick heads up. The words in your content seem to be
    running off the screen in Ie. I’m not sure if this is a
    formatting issue or something to do with browser compatibility but I figured I’d post to let you know.
    The style and design look great though! Hope you get the
    issue resolved soon. Thanks

  68. I think everything composed was actually very reasonable.
    However, what about this? what if you composed a catchier title?
    I mean, I don’t wish to tell you how to run your website, but what if you added a headline that makes people
    desire more? I mean Educația financiară, „un maraton care
    trebuie continuat de mai multe generații“ – Realitatea Financiară is kinda plain. You should peek at Yahoo’s home page
    and see how they create post titles to get viewers interested.

    You might add a video or a picture or two to get
    people excited about everything’ve got to say. In my opinion, it would make your
    website a little bit more interesting.

  69. You could definitely see your enthusiasm in the work you write.
    The world hopes for more passionate writers like you who are not afraid to mention how they believe.

    Always follow your heart.

  70. Does your site have a contact page? I’m having trouble
    locating it but, I’d like to shoot you an e-mail. I’ve got some suggestions for
    your blog you might be interested in hearing. Either way, great site
    and I look forward to seeing it grow over time.