Băncile au înăsprit accesul la creditare din cauza temerilor legate de pandemie

Instituţiile financiare din zona euro au redus accesul companiilor la credite în trimestrul trei din 2020, iar tendinţa este de înăsprire suplimentară, deoarece sunt din ce în ce mai îngrijorate de creşterea numărului de noi cazuri de coronavirus pe plan global, arată datele unui studiu publicat marţi de Banca Centrală Europeană (BCE), transmite Reuters, potrivit Agerpres.

În timp ce guvernele reintroduc restricţiile, temerile băncilor sunt legate de sporirea riscului de creditare.

Înăsprirea accesului la împrumuturi ar putea afecta creşterea economică în zona euro, ceea ce ar putea forţa BCE să adopte noi măsuri de stimulare pentru ca firmele să beneficieze de lichidităţi până sunt ridicate restricţiile, posibil în 2021, când ar putea apărea vaccinuri anti-Covid 19.

„Pentru trimestrul patru din 2020, băncile se aşteaptă să continue înăsprirea standardelor de creditare pentru companii, reflectând temerile că redresarea economiei în unele sectoare rămâne vulnerabilă, precum şi incertitudinile privind prelungirea măsurilor de sprijin”, se arată în raportul BCE.

Deja băncile au redus accesul la credite în trimestrul trei din 2020 şi au vândut împrumuturi cu marje mai ridicate, apreciază instituţia cu sediul la Frankfurt.

Restricţiile încă nu afectează cererea, datele sugerând că firmele vor accepta condiţiile mai dure în schimbul banilor.

Împrumuturile acordate în septembrie companiilor non-financiare au urcat cu 7,1%, un nivel nemodificat din iunie, şi aproape de creşterea de 7,3% din mai. Creditele acordate gospodăriilor au crescut cu 3,1% în septembrie, faţă de un avans de 3% luna precedentă.

„Ne îndreptăm spre o criză a creditelor? În unele sectoare şi pentru unele companii”, a apreciat Carsten Brzeski, economist la ING. „Aceasta se va adăuga dificultăţilor cu care se confruntă BCE şi guvernele”, a explicat Brzeski.

De asemenea, creşterea masei monetare M3, considerată drept un indicator al activităţii economice, a accelerat la 10,4% în septembrie, de la 9,5% luna precedentă, depăşind estimările analiştilor intervievaţi de Reuters care mizau pe o creştere de 9,6%. 

Sursa: Realitatea Financiara

126 COMENTARII

  1. Hiya very nice site!! Guy .. Excellent .. Amazing .. I will bookmark your website and take the feeds additionally? I am glad to seek out so many helpful information right here within the post, we’d like work out more strategies on this regard, thank you for sharing. . . . . .|

  2. I know this if off topic but I’m looking into starting my own blog and was curious what all is required to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100% certain. Any suggestions or advice would be greatly appreciated. Kudos|

  3. My brother suggested I might like this blog. He was totally right. This post truly made my day. You can not imagine just how much time I had spent for this info! Thanks!|

  4. Do you have a spam problem on this website; I also am a blogger, and I was wanting to know your situation; we have developed some nice practices and we are looking to swap strategies with other folks, be sure to shoot me an e-mail if interested.|

  5. Today, I went to the beach front with my children. I found a sea shell and gave it to my 4 year old daughter and said „You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!|

  6. Hello There. I found your blog using msn. This is a very well written article. I’ll make sure to bookmark it and come back to read more of your useful information. Thanks for the post. I will definitely comeback.|

  7. An impressive share! I’ve just forwarded this onto a co-worker who had been conducting a little research on this. And he in fact ordered me dinner because I stumbled upon it for him… lol. So let me reword this…. Thanks for the meal!! But yeah, thanks for spending time to talk about this subject here on your website.|

  8. The CBD Oil Boxes are an important thing to trade cannabis oil in the market by performing it in the Cardboard or Kraft materials most maximum of the time. We are Manufacture CBD Packaging boxes and developing exceptional artwork for these custom product boxes. We at PACKAGINGPAPA, recognize the significance of press examples to explain our packaging abilities. therefore free individual kits are offered to our customers which include random box samples of our past done work

  9. Does clomid over the counter enhance fertility conducive to men? Clomid ( clomiphene Clomiphene Citrate This medication is familiar to analyse infertility in women. citrate Magnesium Citrate This medication is a mineral supplement utilized to interdict and treat unseemly amounts of magnesium in the blood. Some brands are also acclimated to to treat symptoms of too much countenance acid such as gut fluster, heartburn, and acid indigestion. ) uses a different overtures to to prolong testosterone and spermatogenesis. It was at first developed and tested to increase ovulation and, thereby, reform fertility in women. The fruit in men is a shame-faced improvement in testosterone levels while preserving sperm production.

  10. Is there anything on the other side of the bar that works like buy viagra without a presciption. Are there any Viagra alternatives you can get without a prescription. The only over the token Viagra alternate is viagra prescription nz buy viagra without prescription. This has the anyhow active ingredient but as an alternative of getting a medicine, you can be given up straight to the apothecary to order it.

  11. Does tadalafil spreading testosterone. Treatment with the PDE5I cialis online canada an eye to 12 weeks was associated with an increased testosterone/estradiol correlation and improved copulatory function. buying cialis online also has the possibility to increase serum LH levels, bust proinflammatory cytokines, and easing off total abdominal prosperity mass.

  12. Does viagra no prescription viagra discount coupon on for sildenafil. Does Medicare covering sildenafil. 100% of Medicare Ingredient D and Medicare More favourably plans cover this upper 100mg viagra viagra pills.

  13. Hi, I do believe this is a great blog. I stumbledupon it 😉 I will revisit once again since I bookmarked it.

    Money and freedom is the greatest way to change,
    may you be rich and continue to guide others.

  14. It’s the best time to make some plans for the long run and
    it is time to be happy. I’ve learn this submit and if I could I want to recommend you few interesting things or suggestions.
    Maybe you can write subsequent articles relating to this article.
    I want to learn even more things about it!

  15. I’ll immediately seize your rss as I can’t in finding your
    email subscription link or newsletter service.
    Do you have any? Please allow me recognise in order that I may just
    subscribe. Thanks.

  16. I’ll right away grasp your rss as I can not to
    find your email subscription hyperlink or newsletter service.
    Do you have any? Kindly permit me realize in order
    that I may just subscribe. Thanks.

  17. I will immediately seize your rss as I can’t find your
    e-mail subscription hyperlink or e-newsletter service. Do you have any?

    Please permit me recognize in order that
    I could subscribe. Thanks.

LĂSAȚI UN MESAJ

Please enter your comment!
Numele tau