Aproape 85% din veniturile lunare ale românilor se duc pe cheltuieli

Veniturile totale medii lunare înregistrate într-o gospodărie din România au însumat 5.216 lei, în 2020, din care 83,8% au fost reprezentate de cheltuieli. 

Potrivit Institutului Național de Statistică (INS), veniturile băneşti au fost, în medie, de 4.840 de lei/lună/gospodărie (1.884 lei/persoană), în creştere cu 8,7 % faţă de anul 2019, iar veniturile în natură de 376 de lei/lună/gospodărie (146 lei/persoană), mai mult cu 11,7%, de la an la an.

De asemenea, salariile şi celelalte venituri asociate lor au format, anul trecut, cea mai importantă sursă de venituri, respectiv 68,2% dintre veniturile totale ale gospodăriilor, în scădere faţă anul anterior, cu 0,4 puncte procentuale.

Ca medii lunare, veniturile totale ale unei gospodării au reprezentat, în termeni nominali, 5.216 de lei/gospodărie, echivalentul a 2.031 de lei/persoană, în creştere cu 8,9%, respectiv cu 9,6% în comparaţie cu anul precedent.

În acest context, cheltuielile totale ale populaţiei au fost, în medie, de 4.372 lei, lunar, pe gospodărie (1.702 lei/persoană) şi au reprezentat 83,8% din veniturile totale, în scădere cu 1,6 puncte procentuale, raportat la perioada de referinţă.

La formarea veniturilor totale ale gospodăriilor au contribuit, totodată, veniturile din prestaţii sociale (19%, în anul 2020, respectiv 18,4%, în 2019), veniturile din activităţi neagricole independente (1,8%, în 2020, şi 2%, cu un an în urmă), veniturile din agricultură (1,7% vs 1,8%), precum şi veniturile în natură (7,2%, în anul 2020, respectiv 7% în anul 2019), în principal, contravaloarea consumului de produse agroalimentare din resurse proprii (6,1%, în 2020, şi 5,8%, în 2019).

Datele INS arată că principalele destinaţii ale cheltuielilor efectuate de gospodării sunt: consumul de bunuri alimentare, nealimentare, servicii şi transferurile către administraţia publică şi privată şi la bugetele asigurărilor sociale, sub forma impozitelor, contribuţiilor, cotizaţiilor, precum şi acoperirea unor nevoi legate de producţia gospodăriei (hrana animalelor şi păsărilor, plata muncii pentru producţia gospodăriei, produse pentru însămânţat, servicii veterinare etc.).

În acelaşi timp, cheltuielile pentru investiţii destinate pentru cumpărarea sau construcţia de locuinţe, cumpărarea de terenuri şi echipament necesar producţiei gospodăriei, cumpărarea de acţiuni etc. deţin o pondere mică în cheltuielile totale ale gospodăriilor populaţiei, adică doar 0,5% în anul 2020, faţă de 0,6%, la nivelul anului 2019. 

Sursa: Realitatea Financiara

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Articolul următorZeci de ALERTE: fructe și legume cu PESTICIDE, la vânzare în România. MII de produse din CARNE, RETRASE de la raft

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